Senior Engineer - Commercial Lending Technology & AI Transformation

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Position Summary:
This job is responsible for defining and leading the engineering approach for complex features to deliver significant business outcomes. Key responsibilities of the job include delivering complex features and technology, enabling development efficiencies, providing technical thought leadership based on conducting multiple software implementations, and applying both depth and breadth in a number of technical competencies. Additionally, this job is accountable for end-to-end solution design and delivery.We are seeking a highly experienced Senior Engineer to lead strategic technology transformation initiatives across Commercial Lending Technology. This role provides technology leadership for large-scale modernization programs, AI-enabled business capabilities, regulatory initiatives, and enterprise platform evolution.

Responsibilities:

• Ensures that the design and engineering approach for complex features are consistent with the larger portfolio solution
• Define the technology tool stack for the solution and evaluate and adapt new testing tool/framework/practices for team(s)
• Enables team(s)/applications with Continuous Integration/Continuous Development (CI/CD) capabilities and engages with other technical stakeholders pertaining to efficient functioning of CI-CD pipeline
• Guides and influences team(s) on design and best practices for high code performance –e.g. pairing, code reviews
• Provides end-to-end delivery of complex features, including automation, for either a single team or multiple teams, at the program level
• Conducts research, design prototyping and other exploration activities such as evaluating new toolsets and components for release management, CI/CD, and features
• Works with stakeholders to establish high-level solution needs and with architects for technical requirements
• Serve as a senior technology leader for enterprise transformation initiatives, including Credit Loop, AI enablement, regulatory modernization, and platform simplification efforts
• Drive end-to-end delivery of complex, multi-workstream programs spanning multiple applications, teams, and business functions.
• Lead cross-functional teams consisting of engineers, analysts, scrum leaders, and project managers, providing technical direction, mentorship, and delivery oversight
• Champion AI, automation, and emerging technologies, identifying opportunities to simplify processes and improve operational efficiency·
• Define solution roadmaps, prioritize investments, and make technology decisions that align with business objectives and enterprise strategy.·
• Identify opportunities to reimagine business processes through technology innovation and automation.·
• Drive alignment between business strategy, technology investments, and execution priorities.·
• Lead complex problem-solving efforts involving multiple platforms, technology teams, and business functions.· P
• rovide technical leadership across multiple teams and initiatives without direct organizational authority.· Mentor engineers and emerging technology leaders, helping elevate engineering capabilities across the organization.

Required Qualifications :

• 7+ years of deep experience in Commercial Lending, LoanIQ, Payments, Accounting, Reconciliation, or Financial Services technology platforms.
• Deep expertise in software engineering, architecture, integration patterns.
• Expertise in AI, machine learning, GenAI, agentic workflows, or intelligent automation solutions.
• Experience leading enterprise-wide modernization and digital transformation initiatives.
• Demonstrated ability to influence strategic decisions across organizations and senior leadership levels.
• Strong executive communication and presentation skills with the ability to simplify complex technical concepts.
• Experience leading highly complex initiatives spanning multiple applications, teams, and stakeholder groups.
• Ability to operate independently with significant autonomy, ambiguity, and strategic responsibility.

Desired Qualifictaions:

• Experience working with regulatory, risk, governance, and control organizations in highly regulated environments.
• Track record of thought leadership through enterprise presentations, innovation leadership, publications, conferences, or technology forums.
• Demonstrated ability to influence technology strategy beyond immediate organizational boundaries

Skills:

• Automation
• Influence
• Result Orientation
• Stakeholder Management
• Technical Strategy Development
• Application Development
• Architecture
• Business Acumen
• Risk Management
• Solution Design
• Agile Practices
• Analytical Thinking
• Collaboration
• Data Management
• Solution Delivery Process

Shift:

Hours Per Week: